Top 5 Ways to Stick with Your New Years Resolution

Is your New Year’s resolution to save money?  If not, it should be.  Here are the top 5 ways I recommend sticking with it.


 Your future self on vacation with all the money you saved in 2016.

Your future self on vacation with all the money you saved in 2016.

1.     Track your spending.  If you don’t know how much you are currently spending and don’t know what you’re spending money on, there’s no way you can correct your behavior.

2.     Automatic savings contribution.  The best is when your employer allows you to put a certain amount of your paycheck in your savings account every month.  Otherwise, do it yourself and always on payday.

3.     Learn to cook.  Even if its spaghetti, cooking at home is a great way to save money.  According to a study done by Visa, the average woman who goes out for lunch spends $14/day.  Assuming you’re not going out to lunch during your 2 weeks of vacation, that’s about $3,500/year!  Girl bye!

4.     Pay off your credit cards.  Credit card debt WILL kill you.  The average credit card holder pays $2,630 in INTEREST per year.  Again, girl bye!  The sort term of paying it off will result in a long term gain.  Imagine what you could do with $2,630! (a la 

5.    Stop paying for cable.   The average cable bill is around $120.  The average Internet bill is around $50.  Unless you watch sports, I have heard of no other legitimate reason to have cable.  Cut the cable cord (see what I did there?) and save $840 a year!


Did we just save you $7,000 in 2016?!